Credit terms

In case of buying smartphone over 30,000 AMD the credit will be established through "ACBA-CREDIT AGRICOLE BANK", "UNIBANK" and "INECOBANK".

Here you can learn more about credit terms.

  ACBA-CREDIT AGRICOLE BANK UNIBANK INECOBANK
Age 20-65 21-65 21-70
Yearly interest rate 11% 0% 18-24%
Monthly clearing comission 0,5% 0,95% 0%
Length of credit (months) 3 - 24 Up to 36 3-36
Maximum amount of credit 1,000,000 AMD 1,000,000 AMD 1,000,000 AMD
Minimum amount of credit 30,000 AMD 30,000 AMD 30,000 AMD
Required documents Copy of passport and social card or ID-card Copy of passport and social card or ID-card Copy of passport and social card or ID-card
Actual registration Yes Yes Yes
NKR registration Yes, if works and lives in RA Guarantor registered in RA Yes
Guarantor No No No
Amount of smartphones per customer Up to 2 2 different models Up to 2
Second sale to the same customer No more than 2 No more than 2 No more than 2