Credit terms
In case of buying smartphone over 30,000 AMD the credit will be established through "ACBA-CREDIT AGRICOLE BANK", "UNIBANK" and "INECOBANK".
Here you can learn more about credit terms.
| ACBA-CREDIT AGRICOLE BANK | UNIBANK | INECOBANK | |
| Age | 20-65 | 21-65 | 21-70 |
| Yearly interest rate | 11% | 0% | 18-24% |
| Monthly clearing comission | 0,5% | 0,95% | 0% |
| Length of credit (months) | 3 - 24 | Up to 36 | 3-36 |
| Maximum amount of credit | 1,000,000 AMD | 1,000,000 AMD | 1,000,000 AMD |
| Minimum amount of credit | 30,000 AMD | 30,000 AMD | 30,000 AMD |
| Required documents | Copy of passport and social card or ID-card | Copy of passport and social card or ID-card | Copy of passport and social card or ID-card |
| Actual registration | Yes | Yes | Yes |
| NKR registration | Yes, if works and lives in RA | Guarantor registered in RA | Yes |
| Guarantor | No | No | No |
| Amount of smartphones per customer | Up to 2 | 2 different models | Up to 2 |
| Second sale to the same customer | No more than 2 | No more than 2 | No more than 2 |